Benefits of transacting using Bank Mega Credit Cards and Its Types
Not a few who feel satisfied after transakting using Bank Mega credit cards. As one of indonesia’s private banks, Mega Bank also offers credit card facilities designed to make it easier to buy customers.
It seems that the credit card itself has become one of the lifestyles for most Indonesians, given that there are many benefits that can be felt. You don’t have to wait any longer on a monthly pay day when you’re tempted to buy necessities. As a result, many people want to use credit cards for daily payment transactions.
For those who want to re-enter with a Bank Mega credit card, of course you need to understand the terms of manufacture and how to use it. Simply put, having such a credit card is like getting a loan, which later users can pay their bills each month.
Each bank has different rules regarding a credit card request, including Bank Mega. Therefore, in this review, we will provide information on Bank Mega’s credit card (CC) services. For those who want to try transactics with a Bank Mega credit card, let’s first look at the whole discussion here.
Benefits of transacting using mega credit card banks
This method of credit transfer provides a number of benefits for its users. One of them, Bank Mega often provides special promos and discounts when shopping with partner merchants for customers who use credit cards. For those of you who love shopping in a shopping centre, you are guaranteed to feel the benefits of it.
Not only that, Bank Mega also provides fasi litas in the form of CC Mobile, making it easier for customers when they want to check transactions and accounts. The following are some of the benefits you will gain if you use a Bank Mega credit card:
- Mega Bill
Make it easier to pay regular bills every month, such as monthly internet/WiFi, electricity, water, TVcables, BPJS , and lai n bills. Payment of monthly bills will be paid automatically via credit card, so it is ensured that there will be no delays that would result in fines. With this benefit it is also more time-consuming and practical, and you will also get points from mega awards.
- Mega Prize Point
Transakting with a Bank Mega credit card, you are also eligible for mega reward points. You will get 1 point for each purchase worth an IDR of 25 thousand with this credit card, valid for multiple. Points successfully collected can later be used for shopping in Metro, Carrefour, Coffee Bean, Robins and others.
- Mega Top Up
Customers can also enjoy the benefits of the Mega Top Up facility, which is a prepaid credit top-up with automatic debiting. For those who want to enjoy this feature, you can first register via Call Center 15 000 10 (PSTN) or 600 10 (HP). Fyi, you will still get rewards points if you overvad using this feature.
Banks Mega credit card options for three million salaries
If you are interested in transactics with a Bank Mega credit card, then first know which product is best suited and according to your monthly salary. As an illustration, here are some types of Bank Mega CC that are suitable for customers with a minimum wage of three million:
- Gold card
Requirements for signing up for a mega gold card must be at least 21 years old and have at least three million income per month. Mega Gold Card is suitable for anyone who wants to use a credit card with restrictions of up to Rp. 2 million for the first time.
- Platinum card
There is also a type of CC Mega Platinum Card that has a limit of up to Rp. 10 million, but it is a condition that you must have a minimum income of 5 million monthly. Recommended for anyone who likes shopping and travelling.
- Travel cards
As the name suggests, this credit card is suitable for those who like to travel by plane, as you can enjoy a variety of free facilities up to more than 800 airport lounges in Indonesia and abroad.
Do you love shopping in Transmart or Carrefour? It’s really mandatory to have this credit card because you’ll get a 10% discount and enjoy a variety of attractive promos from two supermarkets.
- Silver card
In addition to the mega gold card, you can also choose this type of credit card without any less attractive offers. Such as tour & travel packages, airline tickets, hotel promos and many others.
Choosing the right type of credit card
Transacting with a Bank Mega credit card is not just for styles, make sure you use it for your needs. In addition, you should also choose the type of credit card that will suit you to pay for meals later because this payment system is like going into debt.
You get a loan up to a certain limit according to the type of CC selected. This means that you have an obligation to pay instalments each month in accordance with the provisions, together with annual compulsory fees. Often, new users pay less attention to things like this and only use CC.
In addition, choose the type of credit card that is appropriate for your performance and needs. For example, for those who want to use it for regular shopping every month, you can choose a Gold Mega Card or a Silver Mega Card with sufficient restrictions.
Tips for a secure transaction using a bank mega credit card
Transacting using a credit card is not 100 per cent guaranteed to be safe, as security also depends on the user itself. To do this, keep an eye on the following important tips, which should be safe when transferring with a mega credit card:
- Online shopping on authentic websites
Do not shop online carefreely, especially if you ask for personal information related to credit cards. Not to mention that if it turns out that the site doesn’t have a high level of encryption/security, it could be that your credit card information is someone stole.
- Don’t translate with public WiFi
For security reasons, avoid credit card transactions with public WiFi, let alone free. Such an act is very risky and can be abused by hackers.
- Does not store card numbers on mobile phones
In addition, you may not store important information related to your phone’s credit card information. Can you imagine the phone being lost? Then it doesn’t deny the possibility that it can be abused by others who want to make you happy.
- Beware of fake emails
It is not uncommon for CC users to get an email where credit card information should be provided. It’s best to be more careful about which emails are official and which aren’t. The CC number is confidential, especially the password, where both cannot be notified to other customers, including mega bank.
Tertarik to use or make a credit card? Recently, more and more people are interested in using credit cards because of the easy payment. Whatever the reason, make sure you choose the appropriate type of credit card so that in the future you can revas you with the Bank Mega credit card comfortably, securely and without obstacles .